First-time buyers ask me the same three questions in every market. Financial Post reached out for an educational angle. I told them what I tell clients: the down payment isn't your hardest hurdle — qualifying for the right amount is. We work backwards from a payment you can actually live with, not a list price you can technically qualify for.
Why it's a 'smart' time to buy a home
Have a question on this topic?
Press explains the news. I help you turn it into the right decision for your situation.